HCI Group (HCI) Beats Q4 Earnings Estimates

Core Viewpoint - HCI Group reported quarterly earnings of $0.31 per share, significantly beating the Zacks Consensus Estimate of a loss of $2.75 per share, although this is a decline from earnings of $3.22 per share a year ago [1] Earnings Performance - The earnings surprise for the quarter was 111.27%, following a previous quarter where the company also exceeded expectations with earnings of $0.47 per share against an estimate of $0.39 per share, resulting in a surprise of 20.51% [2] - Over the last four quarters, HCI Group has consistently surpassed consensus EPS estimates [2] Revenue Analysis - HCI Group reported revenues of $161.88 million for the quarter ended December 2024, which was 1.22% below the Zacks Consensus Estimate and a slight decrease from $162.67 million in the same quarter last year [3] - The company has exceeded consensus revenue estimates in two of the last four quarters [3] Stock Performance - HCI Group shares have increased approximately 4.1% since the beginning of the year, outperforming the S&P 500, which gained 1.3% [4] Future Outlook - The company's future stock performance will largely depend on management's commentary during the earnings call and the revisions in earnings estimates [4][5] - Current consensus EPS estimate for the upcoming quarter is $4.03 on revenues of $228.74 million, and for the current fiscal year, it is $13.50 on revenues of $925.74 million [8] Industry Context - The Insurance - Property and Casualty industry, to which HCI Group belongs, is currently ranked in the top 17% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [9]