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HCI Group (HCI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
HCIHCI(HCI) ZACKS·2025-02-28 01:31

Core Insights - HCI Group reported a revenue of 161.88millionforthequarterendedDecember2024,reflectingadecreaseof0.5161.88 million for the quarter ended December 2024, reflecting a decrease of 0.5% year-over-year, and an EPS of 0.31 compared to 3.22inthesamequarterlastyear[1]−TherevenuefellshortoftheZacksConsensusEstimateof3.22 in the same quarter last year [1] - The revenue fell short of the Zacks Consensus Estimate of 163.88 million, resulting in a surprise of -1.22%, while the EPS exceeded expectations with a surprise of +111.27% against a consensus estimate of -2.75[1]FinancialPerformanceMetrics−Netinvestmentincomewasreportedat2.75 [1] Financial Performance Metrics - Net investment income was reported at 14.49 million, surpassing the average estimate of 14.26million,markingayear−over−yearincreaseof+40.114.26 million, marking a year-over-year increase of +40.1% [4] - Policy fee income matched the estimated 1.30 million, showing a year-over-year growth of +23.7% [4] - Net premiums earned were 146.35million,belowtheaverageestimateof146.35 million, below the average estimate of 154.57 million, indicating a decline of -1.5% year-over-year [4] - Other income was reported at 0.59million,exceedingtheestimated0.59 million, exceeding the estimated 0.52 million, with a significant year-over-year increase of +144.2% [4] Stock Performance - HCI Group's shares have returned -0.5% over the past month, in contrast to the Zacks S&P 500 composite's decline of -2.2% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]