Medallion Financial (MFIN) Surpasses Q4 Earnings and Revenue Estimates

Core Viewpoint - Medallion Financial (MFIN) reported quarterly earnings of $0.43 per share, exceeding the Zacks Consensus Estimate of$ 0.33 per share, but down from $0.60 per share a year ago, indicating a 30.30% earnings surprise [1][2] Financial Performance - The company achieved revenues of$ 56.25 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 4.52% and up from $52.01 million year-over-year [2] - Over the last four quarters, Medallion Financial has exceeded consensus EPS estimates three times and topped revenue estimates four times [2] Stock Performance - Medallion Financial shares have declined approximately 13.7% since the beginning of the year, contrasting with the S&P 500's decline of only 0.5% [3] Future Outlook - The company's earnings outlook is mixed, with the current consensus EPS estimate for the upcoming quarter at$ 0.34 on revenues of $54.45 million, and$ 1.61 on revenues of $230.02 million for the current fiscal year [7] - The Zacks Rank for Medallion Financial is currently 3 (Hold), suggesting the stock is expected to perform in line with the market in the near future [6] Industry Context - The Financial - SBIC & Commercial Industry, to which Medallion Financial belongs, is currently in the top 33% of over 250 Zacks industries, indicating a favorable industry outlook [8]