Guild Holdings Company (GHLD) Q4 Earnings Lag Estimates

Core Viewpoint - Guild Holdings Company reported quarterly earnings of $0.32 per share, missing the Zacks Consensus Estimate of $0.33 per share, but showing an increase from $0.20 per share a year ago, indicating a mixed performance in earnings despite revenue growth [1][2]. Financial Performance - The company posted revenues of $372.99 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 18.70%, compared to revenues of $57.23 million in the same quarter last year [2]. - Over the last four quarters, Guild has exceeded consensus revenue estimates three times, but has only surpassed EPS estimates once [2]. Stock Performance - Guild shares have declined approximately 5.5% since the beginning of the year, contrasting with the S&P 500's decline of -0.7% [3]. - The current Zacks Rank for Guild is 5 (Strong Sell), indicating expectations of underperformance in the near future [6]. Earnings Outlook - The consensus EPS estimate for the upcoming quarter is $0.21 on revenues of $250.98 million, and for the current fiscal year, it is $1.63 on revenues of $1.22 billion [7]. - The trend for estimate revisions ahead of the earnings release has been unfavorable, which may impact future stock performance [6]. Industry Context - The Financial - Miscellaneous Services industry, to which Guild belongs, is currently ranked in the top 17% of over 250 Zacks industries, suggesting a favorable industry outlook [8]. - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could be a useful metric for investors [5].