VERSABANK TO PARTICIPATE IN 37TH ANNUAL ROTH CONFERENCE IN DANA POINT CALIFORNIA MARCH 16-18, 2025

Core Insights - VersaBank will participate in the 37th Annual ROTH Conference from March 16-18, 2025, in Dana Point, California, with management available for one-on-one meetings with institutional investors [1] Company Overview - VersaBank is a North American bank with a unique branchless, digital, business-to-business model that leverages proprietary technology to serve underserved segments of the banking industry in a risk-mitigated manner [2] - The bank primarily obtains deposits and funding electronically through financial intermediary partners, which enhances operational efficiency and return on common equity [2] - In August 2024, VersaBank launched its Receivable Purchase Program funding solution aimed at point-of-sale finance companies, targeting the underserved multi-trillion-dollar US market [2] - VersaBank owns DRT Cyber Inc., a leader in cybersecurity services in North America, addressing the increasing cyber threats faced by financial institutions and government entities [2] - Through its subsidiary Digital Meteor Inc., VersaBank holds proprietary technology for the next generation of digital assets, including Digital Deposit Receipts (DDRs) [2]