监管批复！8000亿新银行，来了！

Core Viewpoint - The establishment of Inner Mongolia Rural Commercial Bank has been approved by the National Financial Supervision and Administration, with a six-month timeline for completion of the setup process [1][2]. Group 1: Establishment and Timeline - The approval for the establishment of Inner Mongolia Rural Commercial Bank was granted on March 14, with a requirement to complete the setup within six months [1]. - The preparatory team for the bank held its second meeting on March 13, emphasizing the importance of meeting key milestones and ensuring timely operations [1][2]. Group 2: Preparatory Work - The preparatory work includes a comprehensive breakdown of non-performing asset packages, ensuring all necessary requirements for opening are met, and enhancing legal awareness and compliance [2]. - The bank's establishment is part of a broader reform strategy, with the Inner Mongolia Rural Credit Cooperative Union and 93 local financial institutions having approved the merger to form the new bank by September 2024 [2]. Group 3: Financial Context - As of the end of 2023, the total asset scale of the Inner Mongolia rural financial system is 841.8 billion, with deposits totaling 672.1 billion and loans amounting to 436.1 billion [4]. - The establishment of Inner Mongolia Rural Commercial Bank will create another provincial-level bank with nearly one trillion in assets, enhancing the integration of financial resources in the region [4]. Group 4: Broader Industry Trends - The reform in Inner Mongolia follows a trend where other regions, such as Gansu and Xinjiang, are also transitioning to a unified legal entity model for their rural financial institutions [4][5]. - The shift from a joint bank model to a unified legal entity model is seen as a more thorough reform approach, aimed at better supporting the local economy [4].