Company Overview - Citizens Financial Services (CZFS) is headquartered in Mansfield and has experienced a price change of -10.17% this year [3] - The bank currently pays a dividend of $0.5 per share, resulting in a dividend yield of 3.48%, which is higher than the Banks - Northeast industry's yield of 2.76% and the S&P 500's yield of 1.61% [3] Dividend Analysis - The current annualized dividend of CZFS is $1.98, reflecting a 1% increase from the previous year [4] - Over the last 5 years, CZFS has increased its dividend 4 times year-over-year, with an average annual increase of 1.50% [4] - The current payout ratio for CZFS is 32%, indicating that the company paid out 32% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for CZFS's earnings in 2025 is $6.40 per share, which represents a year-over-year earnings growth rate of 6.49% [5] Investment Considerations - High-yielding stocks, like CZFS, can be attractive for income investors, especially those seeking dividends [6][7] - CZFS is noted as a compelling investment opportunity due to its attractive dividend and a strong Zacks Rank of 2 (Buy) [7]
Citizens Financial Services (CZFS) Could Be a Great Choice