Xin Hua Cai Jing·2025-03-24 06:56Core Viewpoint - The development of inclusive finance is crucial for addressing the challenges faced by small and micro enterprises, promoting equitable allocation of financial resources, and driving sustainable economic growth globally [3][4]. Group 1: Inclusive Finance Development - The China Construction Bank (CCB) emphasizes the importance of inclusive finance as a key strategy for sustainable economic development and has integrated it into its financial agenda [3][4]. - CCB is committed to high-quality development of inclusive finance by leveraging digital technology and innovative service paths, integrating internal and external data for credit evaluation [3][4]. Group 2: Service Enhancement Strategies - CCB plans to enhance service quality by improving the integration of online and offline services, adopting a combination of "online + offline" and "machine-controlled + human-controlled" models to strengthen risk control capabilities [4]. - The bank aims to expand its inclusive financial services from merely addressing financing difficulties to covering the entire operational lifecycle of enterprises, including both financial and non-financial services [4][5]. Group 3: Collaboration and Knowledge Sharing - CCB expresses a willingness to collaborate with various stakeholders to share experiences and promote mutual learning in the development of inclusive financial services tailored to different national contexts and market conditions [5].