净利润破2500亿，中国银行年度拟分红超700亿

Core Viewpoint - China Bank reported a net profit of 252.72 billion yuan for 2024, with a year-on-year growth of 2.6%, and plans to distribute over 70 billion yuan in dividends [3][14]. Financial Performance - Revenue for 2024 reached 632.77 billion yuan, reflecting a 1.4% increase year-on-year [3]. - Non-interest income rose to 181.16 billion yuan, a 15.87% increase, with the proportion of non-interest income in total revenue increasing from 25.1% to 28.8% [8]. - Investment income surged by 64.7% to 41.453 billion yuan, while precious metals sales increased by 40.6% to 20.115 billion yuan [10][8]. Asset and Loan Growth - Total assets reached 35.06 trillion yuan, an 8.1% increase year-on-year, with total loans at 21.1 trillion yuan and deposits at 24.2 trillion yuan [4]. - Corporate loans grew by 10.7%, with significant increases in green loans (31.51%) and loans to private enterprises (18.72%) [4]. - Personal loans increased by 3.3%, but their proportion of total loans decreased to 31.6% [5]. Employee and Compensation - The total number of employees reached 312,800, an increase of 5,826 from the previous year, with total compensation expenses of 77.546 billion yuan, resulting in an average salary of approximately 248,000 yuan [11] [3]. Risk Management - The non-performing loan (NPL) ratio slightly decreased to 1.25%, while the provision coverage ratio increased to 200.6% [12]. - The NPL ratio for corporate loans was 1.26%, and for personal loans, it was 0.97% [12]. Dividend Distribution - The proposed total dividend for 2024 is 71.36 billion yuan, which is about 30% of the net profit attributable to shareholders [14].