Core Viewpoint - In 2024, Bank of China reported a stable increase in business scale with operating income of 630.09 billion yuan, a year-on-year growth of 1.16%, and a net profit attributable to shareholders of 237.841 billion yuan, up 2.56% [2] Group 1: Economic Support and Development - Bank of China effectively implements national macro policies, with stable and quality improvement in credit issuance, achieving growth in domestic RMB loans and optimizing their structure [3] - The bank emphasizes supporting high-quality development and expanding domestic demand, accelerating the online transformation of consumer loans [3] - Credit resources are continuously directed towards key regions to support the national coordinated development strategy [4] Group 2: Support for Private Enterprises and Rural Revitalization - Bank of China has implemented policies to support the growth of private enterprises, with loan balances for private enterprises and manufacturing increasing by 18.72% and 16.6% respectively compared to the end of the previous year [4] - The bank has increased its efforts in rural revitalization, with agricultural loan balances increasing by 501.1 billion yuan, and loans to county-level institutions growing by 20.35% [4] Group 3: Risk Management and Financial Stability - Bank of China focuses on risk prevention and management, enhancing credit risk management and improving asset quality control [5] - As of the end of 2024, the non-performing loan ratio was 1.25%, a decrease of 0.02 percentage points from the previous year, while the provision coverage ratio rose to 200.6%, an increase of 8.94 percentage points [5] - The bank aims to build a strong financial institution with high operational efficiency and risk resistance by 2025, contributing to the construction of a financial power [5]
中国银行公布2024年经营业绩 重点帮扶县域机构贷款增长20.35%