重庆银行2024年净利润增长3.8% 拟10派2.48元

Core Insights - Chongqing Bank reported a total asset of 856.64 billion yuan in 2024, an increase of 96.76 billion yuan compared to the end of 2023 [1] - The total loan amount reached 440.62 billion yuan, reflecting a growth of 12.13% year-on-year [1] - Total deposits amounted to 474.12 billion yuan, marking a 14.30% increase from the previous year [1] Financial Performance - Interest income for 2024 was 28.69 billion yuan, up 1.43% from 2023 [2] - Interest expenses increased by 3.79% to 18.51 billion yuan [2] - Net interest income decreased by 2.59% to 10.18 billion yuan [2] - Net fee and commission income surged by 115.73% to 0.89 billion yuan [2] - Investment income rose by 17.50% to 2.36 billion yuan [2] - Operating revenue reached 13.68 billion yuan, a 3.54% increase year-on-year [2] - Net profit attributable to shareholders was 5.12 billion yuan, reflecting a growth of 3.80% [2] Asset Quality - Non-performing loan ratio decreased to 1.25% by the end of 2024 [3] - The proportion of special mention loans fell by 0.72 percentage points to 2.64% [3] - The overdue loan ratio declined by 0.22 percentage points to 1.73% [3] - Provision coverage ratio improved to 245.08%, an increase of 10.90 percentage points year-on-year [3] Dividend Announcement - Chongqing Bank announced a cash dividend plan of 2.48 yuan per 10 shares, totaling 0.86 billion yuan in cash dividends [4]