ZHENGZHOU BANK(SZ:002936) Jin Rong Jie·2025-03-28 02:42Group 1 - The core viewpoint of the news is that Zhengzhou Bank has shown steady growth in its financial performance for the year 2024, achieving increases in total assets, deposits, loans, and net profit despite previous challenges [1][2]. - By the end of 2024, Zhengzhou Bank's total assets reached 676.365 billion yuan, a year-on-year increase of 7.24% [1]. - The total deposits and loans amounted to 404.538 billion yuan and 387.690 billion yuan, respectively, reflecting growth rates of 12.07% and 7.51% compared to the previous year [1]. Group 2 - The net profit attributable to shareholders was 1.876 billion yuan, marking a year-on-year increase of 1.39%, reversing a trend of negative growth in net profit over the past three years [1]. - Basic earnings per share stood at 0.15 yuan, indicating a positive trend in operational performance [1]. - Non-interest income rose from 1.928 billion yuan in 2023 to 2.513 billion yuan in 2024, with its proportion of total operating income increasing from 14.10% to 19.51%, a growth of 5.41 percentage points [1]. Group 3 - As of the end of 2024, the non-performing loan ratio decreased to 1.79%, continuing a downward trend since 2022 [2]. - The provision coverage ratio reached 182.99%, showing a consistent annual increase over three years, enhancing the bank's risk mitigation capacity [2]. - The capital adequacy ratio was reported at 12.06%, indicating a stable and reasonable level [2]. Group 4 - Alongside the annual report, Zhengzhou Bank announced a cash dividend plan for 2024, proposing a distribution of 0.2 yuan per 10 shares (tax included) [4]. - This initiative reflects the bank's robust growth and positive operational status, which may enhance its image and competitiveness in the capital market [4].