Core Insights - The company reported a significant increase in revenue and profit for the fiscal year 2024, with total revenue reaching 3.087 billion RMB and net profit growing over six times to 73 million RMB compared to the previous year [1] - The company's core business, one-stop payment services, achieved a gross payment volume (GPV) of 2.34 trillion RMB, with revenue from this segment amounting to 2.686 billion RMB [1] - The company has expanded its overseas business significantly, with transaction volume exceeding 1.1 billion RMB, marking a nearly fivefold increase year-on-year [1] Financial Performance - Total revenue for 2024 was 3.087 billion RMB, with a gross margin improvement from 18.7% in 2023 to 23.6% in 2024 [1] - Net profit reached 73 million RMB, representing a growth of over 600% compared to the previous year [1] - The company's value-added services contributed 13.0% to total revenue, up from 11.8% in 2023, with gross margin for these services also improving from 18.7% to 23.6% [1] Business Expansion - The company partnered with 6,000 SaaS partners, a 32% increase year-on-year, and collaborated with nearly 160 acquiring banks [2] - The company achieved record-high business volume in precision marketing, with revenue from merchant solutions reaching 340 million RMB, a year-on-year increase of approximately 87.2% [2] - The company is focusing on high-quality, profitable clients in its local e-commerce services, adding new brands such as InterContinental Hotels and Joy City [2] International Growth - The company has established partnerships with major global payment networks like Visa, Mastercard, and UnionPay, enhancing its international payment acceptance capabilities [3] - The company has expanded its overseas operations into markets like Japan, Singapore, and Hong Kong, helping local merchants in sectors such as dining and tourism to globalize [3] - The company is also collaborating with its invested company, Fushi Technology, to provide a one-stop digital platform for international brands in Southeast Asia [4] Strategic Focus - The company aims to leverage artificial intelligence to enhance operational efficiency and product competitiveness [4] - The company is prioritizing localized operations in its global expansion strategy, responding to local market demands while utilizing its domestic operational experience [4] - The company plans to deepen the commercialization of a broader product matrix to solidify its position as a leading cross-regional one-stop payment and business empowerment technology platform [4]
移卡去年毛利率增长4.9个百分点 海外业务规模增长近5倍