CCB(SH:601939) He Xun Wang·2025-03-28 10:36Core Points - Construction Bank reported a revenue of 750.15 billion yuan for 2024, a decrease of 2.54% year-on-year, while net profit attributable to shareholders was 328.47 billion yuan, an increase of 0.28% [1][2] Financial Performance - The net interest income for 2024 was 589.88 billion yuan, down 4.43%, with a net interest margin of 1.51%, a decline of 0.19 percentage points from the end of 2023 [2] - Non-interest income reached 160.27 billion yuan [2] Asset Quality and Growth - Total assets exceeded 40 trillion yuan, reaching 40.57 trillion yuan by the end of 2024 [2] - The non-performing loan ratio improved to 1.34% [2] - Total loans amounted to 25.04 trillion yuan, an increase of 8.48% year-on-year [2] Sector-Specific Developments - In technology finance, the bank's loans to technology-related industries exceeded 4.70 trillion yuan, with a year-on-year increase of 20% in green loans, totaling 4.70 trillion yuan [2] - Inclusive finance loans reached 3.41 trillion yuan, up 12.01%, with 3.36 million clients, an increase of 185,100 clients [2] Customer Base - The bank served 11.68 million corporate clients and 771 million individual clients, emphasizing stable operations and high-quality development [2]