上海银行: 上海银行2024年度业绩快报公告

Financial Performance Summary - The company reported a total operating income of 52.986 billion RMB for 2024, representing a year-on-year increase of 4.79% compared to 50.564 billion RMB in 2023 [1] - The net profit attributable to shareholders of the parent company reached 23.560 billion RMB, marking a 4.50% increase from 22.545 billion RMB in the previous year [1] - The total assets of the company at the end of 2024 amounted to 322.666 billion RMB, reflecting a growth of 4.57% from 308.552 billion RMB at the end of 2023 [1] Key Financial Ratios - The basic earnings per share increased to 1.60 RMB, up 4.58% from 1.53 RMB in the previous year [1] - The non-performing loan ratio improved to 1.18%, a decrease of 0.03 percentage points from 1.21% at the end of the previous year, continuing a downward trend for two consecutive years [2] - The provision coverage ratio stood at 269.81%, indicating a sufficient overall provision level [2] Operational Highlights - The company emphasized its commitment to accelerating transformation and structural adjustments, enhancing service quality to the real economy, and advancing digital construction [2] - The growth rate of operating income in 2024 improved by 4.11 percentage points compared to the first three quarters of the year, indicating a positive trend in operational performance [2]