CCB(601939) 金融界·2025-03-29 02:38Group 1 - The core point of the news is that China Construction Bank has applied for a patent related to a method for interest subsidy processing, which aims to enhance the efficiency and accuracy of interest subsidy calculations during the interest settlement period [1] - The patent application, titled "A Method, Device, Electronic Equipment, and Medium for Interest Subsidy Processing," was published under CN 119693108 A and was filed on November 2024 [1] - The method involves determining the interest subsidy amount based on the loan amount and subsidy method for each borrower during the interest settlement period, thereby reducing overdue subsidies and their impact on borrowers' credit ratings [1] Group 2 - China Construction Bank, established in 2004 and located in Beijing, primarily engages in monetary financial services [2] - The bank has a registered capital of approximately 25 billion RMB and a paid-in capital of about 19.42 billion RMB [2] - The bank has invested in 49 enterprises, participated in 5,000 bidding projects, and holds 1,873 trademark records and 5,000 patent records [2]