Core Points - The document outlines the management and usage of funds raised by China Construction Bank, aiming to protect investors' interests and ensure the safety and efficiency of fund usage [1][2]. Fund Storage - The bank implements a special account storage system for raised funds, ensuring that these funds are not mixed with other funds or used for unrelated purposes [2]. - A regulatory agreement must be signed with sponsors or independent financial advisors within one month of fund receipt, detailing the management and usage of the special account [2][3]. Fund Usage - Funds must be used according to the plans outlined in the issuance application documents, with strict internal approval processes [4]. - The bank is required to disclose the usage of raised funds in its semi-annual and annual reports [4]. - If significant changes occur affecting the fund usage plan, the bank must promptly announce these changes [4]. - Any surplus funds from completed projects must be approved by the board before being redirected to other projects [5]. Changes in Fund Direction - Any changes in the intended use of raised funds must be approved by the board and shareholders, with clear communication to sponsors and independent advisors [6][7]. - The bank must provide detailed information about the original and new projects if changes occur, including feasibility analysis and risk assessments [7]. Management and Supervision - The bank must conduct verification procedures for the raised funds and ensure compliance with regulations through regular audits and reports [8][9]. - The board is responsible for reviewing the progress of investment projects and the status of fund usage every six months [9]. - Any violations of laws or regulations regarding fund usage will result in accountability for responsible parties [9][10].
建设银行: 建设银行募集资金存储及使用管理办法(2025年修订)