建行上海市分行发布“价值流”科创评价体系

Core Insights - The core focus of commercial banks is to evaluate enterprises and measure the risks behind them [1] - Traditional financial statements are insufficient for assessing technology companies that have not yet entered a financial profit phase, prompting the need for a "fourth statement"—the Technology Innovation Statement [1] Group 1: Value Flow Evaluation System - The "Value Flow" evaluation system is an innovative tool developed by the Shanghai branch of China Construction Bank, based on the successful evaluation results from the head office and tailored to the development of Shanghai's technology industry [2] - This evaluation system utilizes the DeepSeek AI model to assess technology companies' value creation capabilities across multiple dimensions, including technological innovation and industrial development [2] - The system aims to provide new tools to alleviate financing difficulties for technology companies and supports the development of technology throughout its lifecycle [2] Group 2: Application and Impact - The introduction of the "Value Flow" evaluation system was marked by a ceremony where the Shanghai Intellectual Property Bureau awarded a knowledge property certificate to the system, recognizing it as an innovative data product [2] - A representative from a technology company highlighted the importance of the evaluation system in securing bank loans, demonstrating its practical application in enhancing creditworthiness for technology enterprises [3] - The evaluation system encompasses seven major dimensions and 52 primary indicators, creating a comprehensive picture of the technology industry ecosystem and showcasing the value creation capabilities of technology companies throughout their development stages [3]