QILU BANK(601665) 和讯网·2025-03-31 04:11Group 1 - Qilu Bank has been operating in Tianjin for nearly 20 years, integrating its culture with the local economy and focusing on human-centered financial services [1][10] - The bank emphasizes the importance of talent in financial risk management, prioritizing people over traditional risk indicators [1][4] - Qilu Bank has provided timely financial support to small and micro enterprises, exemplified by its quick response to Tianjin Runchen Precision Technology Co., Ltd.'s funding needs [1][6] Group 2 - Tianjin Runchen, with an annual output value of approximately 800 million yuan, faces increased funding demands due to economic pressures and delayed payments from downstream clients [2][3] - The bank's approach includes thorough pre-loan investigations, assessing financial data and the business philosophy of company leaders [4][5] - Qilu Bank approved a 10 million yuan unsecured credit loan for Runchen within five working days, showcasing its efficient loan processing [4][8] Group 3 - Qilu Bank is pioneering the use of patents as collateral for loans, supporting technology-driven enterprises like Tianjin Huanbo New Materials Co., Ltd. [7][8] - The bank has established a green channel for rapid loan approvals, focusing on the future growth potential of technology companies rather than traditional collateral [8][9] - As of the end of 2024, Qilu Bank has supported 149 technology enterprises, aiming to enhance financial support for small and medium-sized tech firms [9][10] Group 4 - Qilu Bank's total assets approached 700 billion yuan by the end of 2024, reflecting a 14.01% increase from the beginning of the year [10][11] - The bank's net profit for 2024 reached 4.986 billion yuan, a year-on-year increase of 17.77% [11] - The bank's non-performing loan ratio improved to 1.19%, with a provision coverage ratio of 322.38%, indicating enhanced asset quality [11]