Core Insights - The company reported a revenue of 3.087 billion yuan for the year 2024, representing a year-on-year decline of 21.9, while profit increased to 73 million yuan, showing a growth of over 6 times [1] - The overall gross margin improved from 18.7% in 2023 to 23.6% in 2024, attributed to the application of artificial intelligence across its three main business lines [1] - The contribution of value-added services to total revenue increased from 11.8% in 2023 to 13.0% in 2024, indicating an optimization in revenue composition [1] Revenue and Profit - The revenue from merchant solutions reached 340 million yuan in 2024, down 6.4% year-on-year, with a gross margin of 87.2% [2] - The gross margin for in-store e-commerce services rose to 81.3% [2] - The overseas business continued to grow rapidly, with a total transaction volume exceeding 1.1 billion yuan, marking a nearly 5-fold increase year-on-year [2] Cost Control and Efficiency - The company achieved a reduction in sales, administrative, and R&D expenses by 11%, 10.8%, and 10.5% respectively, due to the broader application of artificial intelligence [1] - Overall operational expenses were reduced by 20%, contributing to improved cost efficiency [2] Payment Business Performance - The gross payment volume (GPV) for the payment business reached 2.34 trillion yuan, reflecting a year-on-year decline of 19% [1] - The peak daily transaction count approached 60 million transactions [1] - The gross margin for the second half of the year increased by 212.1% to 289.8 million yuan, achieving a margin of 21.6% [1]
移卡2024年收入同比下降21.9%，利润增长超6倍