建设银行大庆分行以“善科贷”激活科技创新生态

Core Insights - Construction Bank's Daqing branch launched the "Shan Ke Loan" product, which successfully disbursed 5.8 million yuan in loans on its first day, providing financial support for technology-based enterprises [1] - The "Shan Ke Loan" is designed to cater specifically to innovative companies by using the number of researchers instead of fixed asset evaluations, allowing intellectual property value to replace collateral, and assessing development potential based on technology conversion capabilities [1] - The launch of "Shan Ke Loan" resulted from a collaborative effort between the bank, local government, and educational institutions, addressing the needs of technology companies for faster financing processes [1][2] Group 1 - The "Shan Ke Loan" product aims to provide tailored financial solutions for technology enterprises, likened to having a "dedicated nutritionist" for innovation [1] - The loan product allows companies to secure credit based on their patent achievements, significantly simplifying the loan application process [1] - The Daqing branch of Construction Bank plans to enhance its "technology + finance + talent" service model in collaboration with Northeast Petroleum University to support the growth of technology enterprises [2]