南京“房七条”助住房消费需求释放

Core Viewpoint - Nanjing has introduced a comprehensive set of policies, termed "房七条," aimed at promoting stable and healthy development in the real estate market, addressing key housing demands for youth, quality improvement, and urban renewal [1][2][7] Group 1: Policy Measures - The policies include the complete removal of housing transfer restrictions, effective from March 31, 2025, allowing properties to be traded immediately after obtaining property rights certificates [2][3] - A fund of 1 billion yuan is allocated to support housing consumption through a "buy new, sell old" initiative, encouraging residents to upgrade their living conditions [2][3] - The introduction of electronic housing vouchers for seamless transactions across the city, enhancing the accessibility of housing for displaced residents [2][3] Group 2: Financial Support for Youth - Targeted financial products for young people under 45 years old will be promoted, featuring low down payments, low interest rates, and flexible repayment terms [2][4] - The "全家桶" policy expands the eligibility for withdrawing housing provident fund to include parents and children, thereby easing the financial burden on homebuyers [4][5][6] Group 3: Market Impact and Future Outlook - The policies are expected to stimulate housing demand, with a projected increase in new and second-hand housing transaction volumes, which saw year-on-year growth of 29.9% and 16.7% respectively in early 2025 [3][7] - The measures are designed to address the pressing issues in housing consumption, encouraging residents to feel confident in their purchasing decisions [7][8]