光大理财：理财业务稳健发展，服务“五篇大文章”质效提升

Core Insights - The core viewpoint of the news is that Everbright Bank has demonstrated robust growth in its business scale for 2024, with significant achievements in wealth management and financial services, particularly through its Everbright Wealth Management division [1][2]. Business Performance - As of the end of 2024, Everbright Bank's total assets reached 6.96 trillion yuan, reflecting a growth of 2.75% compared to the beginning of the year [1]. - Everbright Wealth Management managed a total asset scale of 1,599.5 billion yuan, generating over 34 billion yuan in returns for investors throughout the year [1][2]. Wealth Management Development - Everbright Wealth Management has issued over 800 wealth management products in 2024, with cumulative returns exceeding 340 billion yuan since its inception in 2004 [2]. - The total issuance of wealth management products from 2004 to the end of 2024 surpassed 47 trillion yuan, with cumulative returns exceeding 500 billion yuan [2]. Investment Research and Product Performance - The company has focused on enhancing its investment research capabilities, leading to a growth of 22 billion yuan in mixed and equity product scales within the year [3]. - In the fourth quarter of 2024, Everbright Wealth Management ranked among the top five in comprehensive wealth management capabilities and return performance according to the Puyi Standard report [3]. Financial Services and Strategic Initiatives - Everbright Bank is actively involved in supporting national strategies through its financial services, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance [4]. - By the end of 2024, Everbright Wealth Management's investment balance in supply chain and consumer finance ABS exceeded 50 billion yuan, with nearly 100 billion yuan allocated to support key industries and national strategies [4]. Technology and Green Finance - The company has pioneered a comprehensive financial service model integrating technology finance and asset management, signing cooperation agreements with 239 technology enterprises [5]. - In 2024, Everbright Wealth Management's investment in green finance exceeded 38 billion yuan, contributing to ecological restoration and green transformation of enterprises [6]. Inclusive and Pension Finance - Everbright Wealth Management has issued inclusive finance-themed products, with over 70% of its 1,000+ managed products priced at 1 yuan or less, promoting wealth accumulation for residents [6]. - The company has achieved strong performance in pension wealth management, with six out of the top ten pension products by annualized return rate coming from Everbright Wealth Management [7]. Digital Finance Initiatives - The company is enhancing its digital capabilities, developing a comprehensive technology system and integrating AI models to improve investment and trading processes [7]. - Everbright Wealth Management aims to continue its customer-centric approach, ensuring the protection of investors' rights and contributing to sustainable value creation [8].