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【财经分析】光大银行科技金融新方案呼之欲出 “1+16”模式或已确认
601818CEB BANK(601818) 新华财经·2025-04-01 15:25

Group 1 - The core viewpoint is that Everbright Bank is actively deploying its technology finance organizational system, establishing a financial technology leadership group at the headquarters and selecting 16 key branches focused on technology finance in strategic regions such as Beijing-Tianjin-Hebei, Guangdong-Hong Kong-Macao, and the Yangtze River Delta [1] - Everbright Bank's technology and green loan growth exceeded 40% last year, with technology enterprise loan balance reaching 379.5 billion yuan, a year-on-year increase of 42.1%, and green loan balance at 442.4 billion yuan, up 41.0% from the previous year [1] - The bank plans to increase credit support in technology, green, inclusive, manufacturing, private, and agricultural sectors, with this year's credit increment expected to account for over 70% of the total planned increase in corporate credit [1] Group 2 - The bank aims to enhance its financial supply by integrating services across the entire lifecycle of key technology enterprises, including equity, loans, bonds, and private investments [2] - Everbright Bank has established a modeler team to accelerate the construction and application of large models, implementing a comprehensive talent training mechanism with five levels of modeler expertise [3] - The bank has launched a self-developed model management platform for unified management and deployment of models, significantly improving operational efficiency [3]