Company Overview - Citizens Financial Services (CZFS) is headquartered in Mansfield and has experienced a price change of -8.92% this year [3] - The bank currently pays a dividend of $0.5 per share, resulting in a dividend yield of 3.43%, which is higher than the Banks - Northeast industry's yield of 2.74% and the S&P 500's yield of 1.59% [3] Dividend Analysis - The current annualized dividend of CZFS is $1.98, reflecting a 1% increase from the previous year [4] - Over the last 5 years, CZFS has increased its dividend 3 times year-over-year, with an average annual increase of 1.50% [4] - The current payout ratio for CZFS is 32%, indicating that it paid out 32% of its trailing 12-month EPS as dividends [4] Earnings Growth - The Zacks Consensus Estimate for CZFS's earnings per share for 2025 is $6.40, representing a year-over-year growth rate of 6.49% [5] Investment Opportunity - CZFS is considered a compelling investment opportunity due to its attractive dividend and a strong Zacks Rank of 2 (Buy) [7]
Citizens Financial Services (CZFS) is a Top Dividend Stock Right Now: Should You Buy?