
Core Insights - China Everbright Bank is embracing digital transformation in 2024, focusing on online, mobile, intelligent, and ecological business processes to enhance the effectiveness of technological innovation [1] Group 1: Innovation and Technology - The bank is committed to cutting-edge research and practical exploration in financial technology, completing 27 research projects and applying for nearly 900 intellectual property rights, including 56 patents [2] - AI technology is being integrated into financial services, enabling precise risk assessment and automatic approval processes for specialized enterprises, facilitating instant financing [2] - The bank has implemented nearly 300 application scenarios and over 1,200 RPA applications, saving more than 700 man-years of labor [2] Group 2: Data Utilization - In 2024, the bank established nearly 500 data standards and led the creation of the first industry standard for data asset valuation [3] - The bank has developed financial products based on data assets, supporting over 100 million yuan in financing for data asset credit business [3] Group 3: Digital Productivity Tools - The bank has developed an intelligent analysis tool called "Ask Data" to lower data usage barriers and enhance user experience while ensuring data security [4] - The bank upgraded its data asset management platform, enhancing operational efficiency and enabling a complete data analysis to productization process [4] Group 4: Talent Development - The number of key talent in data analysis, business needs analysis, modeling, technology, and integration has increased by over 50% since the beginning of the year, supporting the bank's digital transformation efforts [5] - The bank plans to continue promoting key project development and intelligent operations while deepening data asset management and value creation [5]