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Bank OZK Rides on Rate Cuts & Fee Income Amid Weak Asset Quality
OZKBank OZK(OZK) ZACKS·2025-04-03 18:30

Bank OZK (OZK) remains well-positioned for growth on the back of a diversified loan portfolio, efforts to improve fee income, organic expansionary moves and interest rate cuts. However, worsening asset quality and an elevated expense base are headwinds.OZK’s Growth DriversSolid Growth Strategy: Bank OZK’s growth is significantly driven by a de novo branching strategy alongside its inorganic measures. The bank’s revenues reflected a compound annual growth rate (CAGR) of 10.8% over the last five years ended 2 ...