大家人寿推出“大家臻守护医疗保险”：创新医疗保障，增强居民健康防护网

Core Insights - The launch of "Dajia Zhen Shou Hu Medical Insurance" by Dajia Life aims to address the increasing demand for high-quality medical services and diversified health insurance in the context of China's healthcare reform and the "Healthy China 2030" initiative [1][4] Group 1: Product Features - The insurance product focuses on inpatient medical expense reimbursement, emphasizing "innovative medical protection + quality service" to alleviate the societal issue of high medical costs and limited access to quality healthcare [1] - It includes three innovative designs: breaking down barriers to medical resources by covering public hospital special departments, international departments, and quality private hospitals; filling the gap in new technology coverage by including costs for new therapies, innovative drugs, and advanced equipment; and enhancing financial services for the elderly by extending the initial insurance age to 65 and renewal up to 100 years old [2] Group 2: Competitive Advantages - The product offers rich coverage, including general medical insurance and critical illness medical insurance, covering major medical expenses such as inpatient care, outpatient surgery, and necessary outpatient drug costs during hospitalization [3] - It supports family policies, allowing multiple family members to be insured under one policy with premium discounts, thereby reducing overall family health insurance costs [3] - The product provides comprehensive value-added services, integrating 17 health management services such as pre-consultation, direct payment during treatment, and post-recovery support, enhancing the overall healthcare experience for clients [3] Group 3: Social Value and Future Direction - As a strong supplement to basic medical insurance, commercial health insurance serves not only as a risk management tool but also as a stabilizing factor for society, helping to alleviate the financial burden of medical expenses on families [4] - Dajia Life is committed to continuous product innovation and integration of health management services, aiming to provide a richer array of health insurance products and contribute to the establishment of a comprehensive health protection ecosystem for all [4]