Jiang Nan Shi Bao·2025-04-07 09:52Core Insights - The Industrial and Commercial Bank of China (ICBC) successfully provided a 6 million yuan loan to a high-tech small and micro enterprise, alleviating its financial pressure and boosting confidence in the smart manufacturing sector [1][2] - The bank's approach combines government guidance and market leadership, showcasing an innovative breakthrough in supporting small and micro enterprises [1] Group 1 - The high-tech company, established in 2021, specializes in intelligent guidance systems and visual inspection equipment, with applications in major firms like Apple and BYD [1] - The company faced liquidity pressure due to increased orders and R&D investments, which hindered its business expansion [1] - ICBC implemented a "fast review and fast loan" service model, completing the entire loan process in just three working days to ensure timely repayment of existing loans [1] Group 2 - Since the launch of the small and micro enterprise financing coordination mechanism, ICBC has conducted extensive outreach activities, aiming to enhance financial services for emerging sectors [2] - As of March 2025, ICBC has over 4,100 inclusive clients and a loan balance exceeding 10 billion yuan, supporting the high-quality development of small and micro enterprises [2] - The bank plans to continue innovating financial products to address the financing challenges faced by small and micro enterprises, focusing on low-cost and efficient financial support [2]