丹阳农商银行成功发放首笔“交运贷”贴息贷款

Core Viewpoint - Danyang Rural Commercial Bank has successfully launched the "Jiaoyun Loan," a financial product aimed at supporting the transportation sector's transition to green energy, demonstrating the bank's commitment to serving the real economy and contributing to rural revitalization and low-carbon development [1][3]. Group 1: Financial Product Innovation - The "Jiaoyun Loan" integrates a provincial fiscal subsidy of 1.5% with central government financial support, resulting in a financing cost reduction of over 30% compared to traditional loans [3]. - The first loan of 1.54 million yuan was issued to a passenger service company for the purchase of new energy buses, significantly alleviating financial pressure on the company [1][3]. - The loan is expected to save the beneficiary company nearly 30,000 yuan annually in financial costs, enhancing its ability to update equipment and manage operational cash flow [3]. Group 2: Service Efficiency and Customer Support - Danyang Rural Commercial Bank established a "Financial Advisory Team" to tailor financing solutions for businesses, facilitating a rapid loan approval process that allows for disbursement within 7 days [3]. - The entire loan process is conducted online and paperless, ensuring risk control while providing a customer-friendly experience [3]. - The company's leadership expressed confidence in pursuing green transportation development due to the timely financial support received [3]. Group 3: Broader Impact and Future Plans - The launch of "Jiaoyun Loan" signifies an expansion of Danyang Rural Commercial Bank's inclusive financial services, covering various scenarios such as vehicle purchases, equipment upgrades, and operational turnover [3][4]. - The bank aims to deepen the collaboration between fiscal and financial mechanisms and expand its green financial product offerings to support high-quality development in the transportation sector [4].