HUA XIA BANK(SH:600015) Chang Sha Wan Bao·2025-04-09 00:12Core Viewpoint - 华夏银行长沙分行 has significantly contributed to the economic development of Hunan province over the past 15 years, providing over 500 billion yuan in financing to local enterprises and individuals, while aligning its operations with national strategies and local development needs [14][15]. Group 1: Financial Contributions and Services - Since its establishment, 华夏银行长沙分行 has provided financing exceeding 500 billion yuan to Hunan's enterprises and individuals, with a total credit and investment business volume surpassing 100 billion yuan [14][15]. - The bank has focused on supporting the engineering machinery industry, which is a key sector in Changsha, by enhancing the industrial chain and providing tailored financial services [15][16]. - In 2024, the bank facilitated a forward foreign exchange transaction for Hunan Youzhuan Engineering Technology Co., marking the first implementation of this service in Hunan [15][16]. Group 2: Support for Innovation and Green Finance - The bank has served 158 technology-based enterprises, including 22 national-level "specialized, refined, distinctive, and innovative" companies, providing credit support totaling 4.256 billion yuan [20][22]. - It has actively promoted green finance, with a current green credit balance of 3.801 billion yuan and new green loans issued this year amounting to 1.165 billion yuan [21][22]. - The bank has supported agricultural projects, providing 110 million yuan in project loans for high-standard farmland construction in Taoyuan County [21][22]. Group 3: Digital Transformation and Retail Banking - 华夏银行长沙分行 is advancing its digital finance strategy, having established a digital transformation team and implemented a comprehensive digital service system [24][23]. - The bank has launched various retail financial products to enhance consumer spending, including the "Elite e-loan" to meet diverse consumer needs in dining, accommodation, and shopping [28][27]. - It has also promoted the use of digital RMB, enabling 2,188 merchants to adopt this payment method, thereby enhancing transaction convenience [28][27]. Group 4: Social Responsibility and Community Engagement - The bank has engaged in various community support initiatives, donating 375,000 yuan for disaster relief and reconstruction efforts in 2024 [29]. - It has integrated party building with its operational strategy, ensuring that its financial services align with social responsibilities and community needs [29].