CMBC(SH:600016) Jin Rong Shi Bao·2025-04-09 02:55Core Viewpoint - The article emphasizes the role of financial support in advancing technological innovation and how China Minsheng Bank is aligning its services with national strategies to foster a "technology-industry-finance" cycle [1][2]. Group 1: Financial Support and Strategy - China Minsheng Bank has a loan balance for technology enterprises exceeding 420 billion yuan, with specialized loans for "specialized, refined, distinctive, and innovative" enterprises reaching 120 billion yuan [1]. - The bank has established a three-year development plan for its technology finance business, focusing on a systematic operational mechanism, intelligent platform tools, specialized product models, and comprehensive service strategies [2]. - The bank's service architecture includes a dedicated support system with a technology finance committee and specialized branches to enhance service delivery [2][3]. Group 2: Support for Innovation and Growth - Minsheng Bank is actively supporting sectors like autonomous driving and smart wearables, aiming to cultivate high-growth consumer markets and invest early in hard technology [3]. - The bank has developed a "Firefly Platform" that integrates various data sources to provide real-time digital profiles of technology enterprises, enhancing service precision [4]. - The bank tailors its services to different stages of technology enterprises, offering products like "Talent Loans" for startups and "Easy Creation Loans" for growth-stage companies [5]. Group 3: Ecosystem and Collaboration - Minsheng Bank is building a "production-finance investment ecosystem" by collaborating with enterprises, investment funds, and government agencies to enhance service offerings [6]. - The bank has over 300 partners in its ecosystem and plans to conduct nearly 100 joint roadshows in 2024 to provide comprehensive services to technology clients [6]. - The bank aims to deepen its technology finance layout in key regions such as Beijing-Tianjin-Hebei, the Yangtze River Delta, and the Guangdong-Hong Kong-Macao Greater Bay Area [6].