中国银行宁波市分行:打好“组合拳” 激活民营经济“一池春水”

Core Viewpoint - The private economy is a vital force in promoting Chinese-style modernization and is an important foundation for high-quality development. The Bank of China Ningbo Branch focuses on addressing the actual development challenges faced by private enterprises through professional, innovative, and inclusive financial services [1] Group 1: Support for Private Enterprises Going Global - The Bank of China Ningbo Branch has launched comprehensive solutions for private enterprises to support their international expansion, including global settlement, cross-border financing, and risk management [2] - Recently, the bank provided 800 million yuan in credit support to a well-known global electric vehicle manufacturer for export sales and R&D expenses, aiding the company's expansion into Europe, Southeast Asia, and Australia [2] - The bank's "One Point Access, Global Response" mechanism has served over 120 projects for local enterprises going global, facilitating international settlements of 55 billion USD and cross-border RMB transactions exceeding 145 billion yuan in the past two years [3] Group 2: Enhancing Quality and Driving New Momentum - The bank supported a private enterprise listed on the Sci-Tech Innovation Board with its first pilot merger and acquisition financing, providing 78.36% of the required financing to help the company expand production and upgrade technology [4] - The bank has provided 30 million yuan in three-year funding to a national-level specialized and innovative "little giant" enterprise focused on intelligent systems, addressing the mismatch between R&D investment and market returns [4] - Since 2024, the bank has optimized its technology finance structure and launched various initiatives to support the high-quality development of tech enterprises, serving over 1,700 tech private enterprises and providing tech finance loans exceeding 48 billion yuan with an average growth rate of over 30% in the past two years [4] Group 3: Supporting Small and Micro Enterprises - Small and micro enterprises are the backbone of the private economy in Ningbo, and the bank has implemented a mechanism to support their financing needs, conducting extensive outreach activities to connect with these businesses [5] - The bank has provided credit support exceeding 33 billion yuan to over 9,000 small and micro enterprises, promoting specialized financial services tailored to their needs [5] - To enhance financing convenience for small and micro enterprises, the bank has accelerated its digital transformation, offering a range of online services and innovative loan products to streamline processes [6]