多地中小银行宣布下调定存利率

Core Viewpoint - Ping An Bank has reduced the interest rate of a 3-year deposit product from 2.05% to 1.65%, effective from April 8, reflecting a broader trend among banks to lower deposit rates following the end of the "opening red" campaign [1] Group 1: Company Actions - Ping An Bank's 3-year deposit interest rate decreased by 40 basis points [1] - The adjustment in deposit rates is not isolated to Ping An Bank, as multiple small and medium-sized banks have also made similar changes [1] Group 2: Industry Trends - Since the beginning of April, various banks have adjusted their deposit rates by a range of 10 to 80 basis points, with larger reductions observed in medium to long-term deposit rates [1]