Insights Into Hancock Whitney (HWC) Q1: Wall Street Projections for Key Metrics

Core Insights - Hancock Whitney (HWC) is expected to report quarterly earnings of $1.28 per share, unchanged from the previous year, with revenues projected at $364.77 million, reflecting a 3% year-over-year increase [1] Earnings Estimates - The consensus EPS estimate has not changed over the past 30 days, indicating analysts have not revised their projections [2] - Revisions to earnings projections are crucial for predicting investor behavior and stock price performance [3] Key Financial Metrics - Analysts forecast a 'Net interest margin (TE)' of 3.4%, up from 3.3% a year ago [5] - The 'Efficiency Ratio' is estimated at 56.5%, slightly higher than the previous year's 56.4% [5] - The 'Average Balance - Total interest earning assets' is projected at $32.32 billion, down from $32.56 billion year-over-year [5] Nonperforming Loans and Assets - 'Total nonperforming loans' are expected to reach $105.41 million, compared to $82.08 million last year [6] - 'Total nonperforming assets' are projected at $138.12 million, up from $84.88 million in the same quarter last year [6] Income Estimates - 'Total Noninterest Income' is expected to be $92.10 million, compared to $87.85 million a year ago [7] - 'Net interest income (TE)' is projected at $276.21 million, up from $269 million in the same quarter last year [7] - The consensus for 'Net Interest Income' stands at $272.82 million, compared to $266.17 million last year [7] Fee Income Estimates - 'Bank card and ATM fees' are estimated at $20.92 million, up from $20.62 million last year [8] - 'Investment and annuity fees and insurance commissions' are projected at $12.39 million, compared to $11.84 million a year ago [8] - 'Other income' is expected to be $13.90 million, up from $13.18 million last year [8] Service Charges - 'Service charges on deposit accounts' are projected to reach $23.28 million, compared to $22.24 million in the same quarter last year [9] Stock Performance - Over the past month, HWC shares have returned -0.7%, while the Zacks S&P 500 composite has changed by -5.3% [10] - HWC currently holds a Zacks Rank 3 (Hold), indicating its performance may align with the overall market in the near future [10]