PNC(PNC) ZACKS·2025-04-10 14:21Core Viewpoint - Analysts forecast that The PNC Financial Services Group, Inc (PNC) will report quarterly earnings of 5.48 billion, an increase of 6.5% compared to the previous year [1]. Earnings Projections - Over the last 30 days, there has been a downward revision of 1.4% in the consensus EPS estimate for the quarter, indicating a collective reconsideration by analysts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Key Metrics Estimates - The efficiency ratio is expected to reach 62.0%, down from 65% a year ago [5]. - Total interest-earning assets are projected to average 512.30 billion in the same quarter last year [5]. - Total nonperforming assets are estimated at 2.42 billion a year ago [6]. - Total nonperforming loans are expected to be 2.38 billion in the same quarter last year [6]. - The leverage ratio is estimated at 8.9%, slightly up from 8.7% a year ago [7]. - The Tier 1 risk-based ratio is projected at 11.7%, compared to 11.5% in the same quarter last year [7]. - Total capital risk-based is expected to be 13.5%, up from 13.4% a year ago [7]. Income Estimates - Net interest income (Fully Taxable-Equivalent - FTE) is projected to reach 3.30 billion a year ago [8]. - Total noninterest income is expected to arrive at 1.88 billion in the same quarter last year [8]. - Asset management and brokerage income is forecasted at 364 million a year ago [9]. - Lending and deposit services are expected to reach 305 million in the previous year [9]. - Net interest income is projected to be 3.26 billion a year ago [9]. Stock Performance - Over the past month, shares of The PNC Financial Services Group have returned -6.3%, compared to the Zacks S&P 500 composite's -5.3% change [10].