一季度楼市政策超170条 购房者期待更多降成本新政

Core Insights - The real estate market is showing signs of recovery during the traditional "Silver April" period, supported by various policy measures aimed at reducing housing costs for residents [1][2] - Increased housing subsidies have become a focal point for local governments to lower the cost of home purchases, with over 170 real estate policies introduced across more than 110 provinces and cities since 2025 [1] - Innovative financial products are being explored to alleviate repayment pressures for homebuyers, such as Suzhou's "three lows and one wide" financial product [2] Group 1 - Local governments are implementing various housing subsidies, such as first-time homebuyer subsidies and family subsidies in cities like Yiwu and Hohhot, with specific examples including a 2% subsidy on the total contract price for first-time buyers in Hohhot [1] - Shenzhen is introducing new methods for "old-for-new" housing exchanges, providing a 30,000 yuan subsidy for clients selling old properties and purchasing new ones, which aims to stimulate demand for cross-city upgrades [1] - The recent policies reflect a broader trend of cities learning from each other, with increased housing subsidies and improved "old-for-new" policies likely to be adopted in more locations [1] Group 2 - There is a growing expectation among homebuyers for further policy measures to reduce housing pressures, including potential reductions in mortgage rates, particularly for public housing loans [2] - The focus of recent policies is on providing maximum benefits to homebuyers, indicating a strong commitment from local governments to stabilize the real estate market [2] - Analysts suggest that April is often a key period for policy announcements, with expectations for more "stabilizing real estate" measures to be introduced [3]