Simmons First National (US:SFNC) ZACKSยท2025-04-11 14:20Core Viewpoint - Analysts project that Simmons First National (SFNC) will report quarterly earnings of $0.36 per share, reflecting a year-over-year increase of 12.5% and revenues of $205.86 million, up 5.5% from the same quarter last year [1] Earnings Projections - There has been no revision in the consensus EPS estimate for the quarter over the last 30 days, indicating that analysts have not changed their initial forecasts during this period [2] - Changes in earnings projections are crucial for predicting investor reactions to the stock, with empirical studies showing a strong correlation between earnings estimate trends and short-term stock price movements [3] Key Metrics Estimates - Analysts estimate 'Total non-performing assets' will reach $125.29 million, up from $112.32 million a year ago [5] - The 'Efficiency Ratio' is projected at 66.4%, an improvement from 69.4% reported in the same quarter last year [5] - 'Total nonperforming loans' are expected to be $114.60 million, compared to $107.32 million a year ago [5] Interest Earning Assets - 'Total interest earning assets (FTE) - Average Balance' is expected to be $23.39 billion, down from $23.92 billion in the same quarter last year [6] - Analysts predict 'Net Interest Income - FTE' to be $168.60 million, compared to $158.33 million a year ago [6] Non-Interest Income - The consensus for 'Total Non-Interest Income' is $43.55 million, slightly up from $43.18 million in the same quarter last year [7] - 'Net Interest Income' is expected to be $162.31 million, compared to $151.91 million a year ago [7] Stock Performance - Simmons First National shares have decreased by 11.5% in the past month, while the Zacks S&P 500 composite has declined by 6.1% [8] - The company holds a Zacks Rank 4 (Sell), indicating expectations of underperformance relative to the overall market in the near term [8]