Home BancShares (HOMB) Q1 Earnings Preview: What You Should Know Beyond the Headline Estimates

Core Insights - Home BancShares (HOMB) is projected to announce quarterly earnings of $0.54 per share, reflecting a year-over-year increase of 10.2% [1] - Revenues are expected to reach $253.66 million, marking a 3% increase from the same quarter last year [1] - There have been no revisions in the consensus EPS estimate over the last 30 days, indicating stability in analysts' forecasts [1] Financial Metrics - Analysts estimate a 'Net Interest Margin' of 4.4%, up from 4.1% a year ago [4] - The 'Efficiency Ratio' is expected to be 44.0%, slightly lower than the previous year's 44.2% [4] - 'Total non-performing loans' are projected to reach $83.84 million, compared to $79.98 million a year prior [4] Additional Estimates - The consensus for 'Average balance - Total interest-earning assets' is $19.66 billion, down from $20.03 billion in the same quarter last year [5] - 'Total non-performing assets' are anticipated to be $127.27 million, up from $110.70 million a year ago [5] - 'Net Interest Income' is predicted to be $211.95 million, compared to $204.59 million in the same quarter last year [6] - 'Total Non-Interest Income' is expected to be $41.71 million, slightly down from $41.80 million a year ago [6] - 'Net Interest Income (FTE)' is estimated at $214.89 million, up from $205.48 million a year prior [7] Market Performance - Over the past month, Home BancShares shares have declined by 9.7%, while the Zacks S&P 500 composite has decreased by 6.1% [7] - The company holds a Zacks Rank 3 (Hold), suggesting it will likely perform in line with the overall market in the near term [7]