Community Financial System: Shares Look Cheap On Margin Expansion Potential

Group 1 - The article discusses smaller, off-the-beaten-path bank stocks that typically have cheaper-than-average funding sources and a history of below-average loan losses [1] - The investment approach emphasized is long-term, buy-and-hold, focusing on stocks that can sustainably generate high-quality earnings, particularly in the dividend and income sectors [1] Group 2 - The author has no current stock or derivative positions in the companies mentioned and does not plan to initiate any within the next 72 hours [2] - The article expresses personal opinions and is not influenced by compensation from any company mentioned [2]