金融监管总局重磅发布！提出16项要求

Core Viewpoint - The recent guidelines issued by the Financial Regulatory Bureau aim to enhance the regulation of financial asset management companies, promoting their high-quality development through 16 specific measures focusing on governance, risk management, and operational efficiency [1][11]. Group 1: Focus on Core Responsibilities - Financial asset management companies are urged to concentrate on their primary functions, particularly in the acquisition and disposal of non-performing assets, to address the increasing demand for asset resolution [3][4]. - The guidelines emphasize the importance of financial asset management companies in mitigating risks for small and medium-sized financial institutions and the real estate sector, thereby reinforcing their role in the economy [4][5]. Group 2: Risk Management and Internal Controls - Continuous enhancement of risk management and internal control mechanisms is mandated, with a focus on managing existing risk assets and controlling new business risks [7][8]. - The guidelines advocate for a balanced approach to asset-liability and liquidity management, discouraging reckless expansion driven by liabilities [8]. Group 3: Regulatory Framework and Compliance - The guidelines call for the improvement of the regulatory system, emphasizing the need for robust supervision and enforcement against illegal activities within the sector [9][10]. - A multi-layered and differentiated regulatory framework will be developed to adapt to the unique characteristics of financial asset management companies [9]. Group 4: Support for Small and Medium-sized Financial Institutions - Financial asset management companies are encouraged to enhance their service capabilities towards small and medium-sized financial institutions, facilitating the acquisition and management of their non-performing assets [5][6]. - The guidelines highlight the necessity for collaboration between financial asset management companies and local asset management firms to create a more effective ecosystem for asset resolution [5].