李东荣：要加快构建与科技创新相适应的科技金融生态体系

Core Viewpoint - The development of fintech is currently facing a series of difficulties and challenges, necessitating the construction of a fintech ecosystem that aligns with technological innovation [1] Group 1: Challenges and Recommendations - The existing mechanisms are not suitable, leading to passive and ineffective service innovation systems, making it urgent to accelerate the construction of a fintech system that aligns with the national innovation system [1] - Recommendations include the continued development of bank credit to support technological innovation [1] - Emphasis on the application of insurance tools and the introduction of more long-term and patient capital [1] Group 2: Data and Digitalization - The need to improve the construction of data factor markets, promote data compliance, and ensure efficient circulation and usage of data [1] - A call to enhance the application levels of big data and the Internet of Things [1] - Financial institutions are urged to improve their own digitalization levels [1]