Group 1 - The Ministry of Finance, Ministry of Education, People's Bank of China, and National Financial Regulatory Administration announced the continuation of interest-free and principal repayment deferral policies for national student loans in 2025 [1][2] - From January 1, 2025, interest for national student loans due in 2025 for graduates from 2025 and earlier will be waived, with the waived interest covered by central and local finances [1][2] - Graduates can apply for a one-year deferral on the principal repayment of their loans, with the maximum loan term not exceeding 22 years, and no penalties or compound interest applied during the deferral period [1][2] Group 2 - The policy is designed to alleviate economic and employment pressures on approximately 600,000 graduates, with an estimated interest waiver of about 2.48 billion yuan [2] - The policy has been in effect since 2022 and will undergo a comprehensive evaluation in 2025 to determine its continuation in 2026 and beyond [2] - The China Development Bank, as the main institution for national student loans, will continue to optimize financial services related to student loans to enhance students' sense of well-being and security [1][2]
事关2025年国家助学贷款 国开行作出最新部署
Zheng Quan Ri Bao·2025-04-13 21:41