四家农商行因理财投资违规等问题领到247万元罚单

Core Viewpoint - Several rural commercial banks in Jiangsu province, including Zhangjiagang Rural Commercial Bank, Taicang Rural Commercial Bank, Suzhou Rural Commercial Bank, and Kunshan Rural Commercial Bank, have been fined a total of 2.47 million yuan for various regulatory violations, primarily related to the failure to adequately separate wealth management investments from proprietary investments [1][2][5]. Group 1: Regulatory Penalties - Zhangjiagang Rural Commercial Bank was fined 300,000 yuan for failing to completely separate wealth management investments from proprietary investments [3][4]. - Taicang Rural Commercial Bank received a fine of 700,000 yuan for similar issues and for exceeding qualifications in investment management products [5][6]. - Suzhou Rural Commercial Bank was fined 600,000 yuan for not adequately separating wealth management investments from proprietary investments and for improper disposal of non-performing assets [9][10]. - Kunshan Rural Commercial Bank's Shuyang branch was fined 600,000 yuan for inadequate management of working capital loans and personal loans [12][13]. Group 2: Individual Penalties - The financial market department general manager of Taicang Rural Commercial Bank, Guo Jiamei, was fined 90,000 yuan for exceeding qualifications in investment management products [6]. - The risk director of Kunshan Rural Commercial Bank's Shuyang branch, Xu Shicheng, was warned and fined 60,000 yuan for inadequate management of working capital loans [12]. - The branch manager of Kunshan Rural Commercial Bank's Shuyang branch, Xu Faming, was also warned and fined 60,000 yuan for inadequate management of personal loans [12]. - Multiple individuals from Postal Savings Bank of China’s Suqian branch were fined 60,000 yuan for inadequate management of personal and working capital loans, with individual fines of 60,000 yuan for various managers [14][15].