Zheng Quan Ri Bao Zhi Sheng·2025-04-14 07:46Core Viewpoint - Postal Savings Bank of China is actively implementing consumption loan policies to enhance financial services in rural areas, thereby improving the living conditions of villagers and contributing to rural revitalization [1][2]. Group 1: Loan Services - The Postal Savings Bank's Jiangxi Yongxin County branch successfully provided two consumption loans totaling 600,000 yuan to villagers, facilitating home renovations [1]. - The "Youxiang Loan" product allows borrowers to access up to 1 million yuan based on their housing fund contributions, with a maximum term of 5 years [1]. - The loan application process was streamlined, allowing a villager to receive 300,000 yuan for home renovation within an hour [1]. Group 2: Impact on Rural Economy - The targeted loan disbursement is expected to stimulate local markets for building materials and home appliances, injecting new momentum into the rural economy [1]. - Financial support for improving living conditions enables villagers to transition from "adequate housing" to "better housing," contributing to the vision of beautiful rural areas [1]. Group 3: Future Plans - The Postal Savings Bank plans to continue promoting the "Financial Services to the Countryside" initiative, delivering more consumer credit products directly to rural areas [2].