Compared to Estimates, FB Financial (FBK) Q1 Earnings: A Look at Key Metrics

Financial Performance - FB Financial reported revenue of $130.67 million for the quarter ended March 2025, representing a 21.6$0.85, unchanged from the same quarter last year [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $132.69 million, resulting in a revenue surprise of -1.52$12.39 billion, aligning with the two-analyst average estimate [4] - Net Charge-offs during the period to Average Loans outstanding were 0.1%, consistent with the two-analyst average estimate [4] - Mortgage banking income was $12.43 million, exceeding the three-analyst average estimate of$10.66 million [4] - Total Noninterest income reached $23.03 million, surpassing the three-analyst average estimate of$22.81 million [4] - Net interest income (tax-equivalent basis) was $108.43 million, slightly below the$109.51 million average estimate [4] - Other Income was reported at $1.35 million, lower than the two-analyst average estimate of$2.51 million [4] - Service charges on deposit accounts were $3.48 million, compared to the$3.40 million average estimate [4] - Net Interest Income was $107.64 million, below the two-analyst average estimate of$109.79 million [4] - ATM and interchange fees were $2.68 million, lower than the two-analyst average estimate of$2.86 million [4] - Investment services and trust income was $3.71 million, slightly above the two-analyst average estimate of$3.70 million [4] Stock Performance - FB Financial shares have returned -12.6% over the past month, compared to the Zacks S&P 500 composite's -3.6% change [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), indicating potential for outperformance in the near term [3]