What Analyst Projections for Key Metrics Reveal About Home Bancorp (HBCP) Q1 Earnings

Core Insights - Home Bancorp (HBCP) is expected to report quarterly earnings of $1.14 per share, indicating no change from the previous year, with revenues forecasted at $34.21 million, reflecting a 5.4% year-over-year increase [1] - The consensus EPS estimate has remained unchanged over the past 30 days, indicating analysts' reassessment of projections [1][2] Financial Metrics - Analysts estimate 'Total nonperforming loans' at $13.43 million, down from $20.35 million year-over-year [4] - 'Total nonperforming assets' are projected to be $15.34 million, compared to $21.95 million in the previous year [4] - The 'Net Interest Margin' is expected to reach 3.8%, an increase from 3.6% year-over-year [4] - 'Total Average Interest-Earning Assets' is forecasted at $3.27 billion, up from $3.13 billion in the same quarter last year [5] - The 'Efficiency Ratio' is likely to be 64.4%, slightly higher than the previous year's 64.3% [5] - 'Total Noninterest Income' is estimated at $3.65 million, compared to $3.55 million year-over-year [6] - 'Net Interest Income' is projected to be $30.86 million, up from $28.90 million in the same quarter last year [6] Market Performance - Over the past month, Home Bancorp shares have declined by 5.5%, while the Zacks S&P 500 composite has decreased by 3.9% [7] - HBCP holds a Zacks Rank 3 (Hold), suggesting its performance will likely align with the overall market in the near term [7]