Core Insights - Hancock Whitney (HWC) reported revenue of 364.7millionforQ12025,a31.38 compared to 1.28ayearago,indicatingapositivetrendinearningsperformance[1]−ThereportedrevenuewasslightlybelowtheZacksConsensusEstimateof364.77 million, resulting in a revenue surprise of -0.02%, while the EPS exceeded expectations by 7.81% [1] Financial Performance Metrics - Net interest margin (TE) was reported at 3.4%, matching the average estimate from four analysts [4] - The efficiency ratio was 55.2%, better than the average estimate of 56.5% from four analysts [4] - Total net charge-offs as a percentage of average loans stood at 0.2%, aligning with the estimate from three analysts [4] - Average balance of total interest-earning assets was 32.02billion,slightlybelowtheestimateof32.32 billion [4] - Total nonperforming loans were reported at 104.21million,betterthantheestimateof105.41 million [4] - Total nonperforming assets amounted to 130.90million,lowerthantheaverageestimateof138.12 million [4] - Total noninterest income was 94.79million,exceedingtheaverageestimateof92.10 million [4] - Net interest income (TE) was 272.71million,slightlybelowtheaverageestimateof276.21 million [4] - Net interest income was reported at 269.91million,comparedtotheaverageestimateof272.82 million [4] - Secondary mortgage market operations generated 3.47million,surpassingtheestimateof3.25 million [4] - Bank card and ATM fees totaled 20.71million,slightlybelowtheaverageestimateof20.92 million [4] - Investment and annuity fees and insurance commissions were reported at 11.42million,lowerthantheestimateof12.39 million [4] Stock Performance - Shares of Hancock Whitney have returned -7.3% over the past month, compared to a -3.9% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]
Hancock Whitney (HWC) ZACKS·2025-04-15 23:30