Zhong Guo Jin Rong Xin Xi Wang·2025-04-16 02:53Group 1 - The core viewpoint of the articles highlights the proactive approach of the China Construction Bank's Heihe branch in providing financial services to farmers, particularly during the spring plowing season, by utilizing a combination of on-site assistance and digital tools [1][2][3] - The "Zhang Fuqing Financial Service Team" has been actively engaging with local farmers, providing quick access to loans such as the "Yunong Quick Loan," which requires no collateral and can be approved online within minutes [1] - The service team has successfully granted credit to over 4,000 farmers, totaling 120 million yuan, with 35% of the agreements completed through mobile counters [1] Group 2 - The establishment of "Yunong Tong" financial service points has significantly improved access to financial services for farmers, allowing them to handle various transactions without traveling to the county [2] - The bank has created a comprehensive service network that includes 530 "Yunong Tong" service points covering 93% of administrative villages in Heihe City, facilitating a dedicated channel for spring plowing preparations [2] - The service team has compiled a list of financial needs from farmers, transforming these into actionable service offerings, including additional features like weather alerts and market analysis through the "Yunong Tong" app [2] Group 3 - The initiative demonstrates that when financial services are delivered directly to the community, it fosters rural revitalization and supports farmers in enhancing their agricultural productivity [3] - The service team's efforts have not only provided financial assistance but also educated local residents, training 87 "rural financial ambassadors" to assist with basic financial services and promote financial literacy [2]