勇担社会责任！光大银行晒出2024年社会责任成绩单

Core Viewpoint - China Everbright Bank has released its 2024 Social Responsibility Report, highlighting its commitment to national strategies, support for the real economy, and social welfare, showcasing its role in sustainable development and high-quality economic growth [1] Group 1: Financial Development Initiatives - In 2024, the bank focuses on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [2] - The loan balance for technology enterprises reached 379.53 billion yuan, with a growth rate of 42.06% [2] - Green loan balance stood at 442.44 billion yuan, growing by 41.01% [2] - Inclusive finance for small and micro enterprises reached 435.44 billion yuan, with a growth rate of 14.85% [2] - The bank has completed age-friendly renovations in over 1,500 branches to enhance pension finance services [2] Group 2: Green Development Commitment - The bank is committed to green development, enhancing its green finance management structure and exploring innovative green financial products [3] - It has introduced diverse products such as green bonds and green leasing, and launched green-themed financial products to promote green consumption [3] - The bank supports ecological restoration and low-carbon transition projects through innovative financial models like "water rights loans" [3] Group 3: Social Responsibility and Community Engagement - The bank emphasizes its commitment to serving the public, focusing on employment, housing, healthcare, and pension sectors [4] - The "Everbright Cloud Payment" platform served nearly 3.4 billion people, with transaction amounts exceeding 900 billion yuan [4] - Financial literacy initiatives reached 556 million people, and the bank contributed 16.89 million yuan to social welfare [4] Group 4: Governance and Compliance - The bank integrates ESG principles into its corporate strategy and daily operations, enhancing its governance structure [5][6] - It aims to improve compliance and ethical standards while fostering transparent communication with stakeholders [6] - The bank has received an AA ESG rating from MSCI and multiple honors for its ESG efforts [7] Group 5: Future Outlook - Looking ahead to 2025, the bank plans to deepen reforms and innovations, focusing on becoming a competitive state-owned bank that contributes to the construction of a financial powerhouse [7]